Disclaimer
Past performance does not guarantee future results
Financial planning involves risk. Your financial situation may improve or worsen based on market conditions and personal circumstances
Last Updated: September 15, 2025
General Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained herein.
Individual results may vary based on personal circumstances, market conditions, and adherence to financial planning recommendations. We strongly recommend consulting with qualified financial professionals before making any significant financial decisions.
Limitation of Liability
To the fullest extent permitted by applicable law, kalorivenqia and its affiliates shall not be liable for any damages arising from your use of this website or services, including but not limited to
- Direct, indirect, incidental, or consequential damages
- Loss of profits, revenue, or business opportunities
- Financial losses resulting from market volatility or economic changes
- Errors or omissions in the information provided
In no event shall our total liability exceed the amount paid by you for our services in the preceding 12 months
Information Accuracy
We endeavour to keep the information on this website current and accurate. However, financial markets and regulations change frequently, and some information may become outdated between updates.
We do not warrant that the information is error-free or that defects will be corrected promptly
Information is subject to change without notice, and we reserve the right to modify content at any time
No Professional Advice
The content on this website does not constitute professional advice and should not be relied upon as such. Always seek independent professional advice tailored to your specific circumstances before making financial decisions.
No Financial Advice
Our consultations and materials are for informational and planning purposes only. We do not provide specific investment recommendations or guarantee any particular financial outcomes.
No Legal Advice
Nothing on this website constitutes legal advice. For matters involving legal implications of financial decisions, please consult with a qualified solicitor or legal professional.
External Links
This website may contain links to third-party websites for your convenience and information. We do not endorse or control these external sites and are not responsible for their content, privacy policies, or practices.
Use of external links is at your own risk, and we recommend reviewing their terms and conditions before proceeding
Results Disclaimer
Individual results may vary
Success in financial planning depends on numerous factors including market conditions, individual circumstances, commitment to following recommendations, and external economic factors beyond our control.
Indemnification
You agree to indemnify and hold harmless kalorivenqia, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or breach of these terms.
Governing Law and Jurisdiction
These terms and any disputes arising from your use of our services shall be governed by the laws of England and Wales
Regional Variations
Where applicable, local regulations may supersede certain provisions of this disclaimer
- Scottish clients may be subject to additional consumer protection laws
- Northern Ireland residents have access to specific financial ombudsman services
- EU residents retain certain rights under retained GDPR legislation
Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales, unless consumer protection laws require otherwise
Severability
If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect
Modifications
We reserve the right to update this disclaimer at any time. Changes will be posted on this page with an updated revision date
Contact Information
For questions about this disclaimer or our services, please contact us